I was living relatively cheap in some shady area where my first studio got robbed. I had no coverage at all, meaning that I lost three quite expensive machines, especially for that era. This was by far the best experience I ever had because it was a wake up call and I stopped being naïve. Which helped me a lot in my personal and business life. Now, even as an expat I have a good and cheap international health insurance to cover what ever is necessary. It’s a medical and health insurance together and I took a separate one for my computers. Which are now a line up of 5 pieces all together.